Benefits of Working With a Mortgage Lender

Buying a home can be a difficult process, especially when it comes to dealing with finances. Professional mortgage lenders help relieve some of the stress of the process by simplifying the process of residential mortgage loans. Here is a list of the five biggest benefits of working with a mortgage lender.

Larger Access To Loans

An experienced mortgage lender can offer an extensive range of mortgage loans from various lenders. They typically have a large network, which means you will be allowed to find a loan and interest rate that best fits your needs.

Mortgage Lenders Help You Find The Best Deals

Mortgage brokers are invested in you, not a financial institution. This means they act as your agent, and are there to help consult and solve problems. They are more knowledgeable about the housing and financial market, so they can offer you advice on the best value for loans, in terms of interest rates, repayments, and general loan inquiries.

They Are Flexible To Work With

Being a mortgage lender means being able to work through any situation. Luckily, most mortgage lenders understand this motto and are ready to handle any situation that comes their way. For instance, if they have a client who has some credit issues, they will understand that the way they go about obtaining a loan for them will be different than those with perfect credit. They may even help you get a larger loan than what your bank has approved!

They Make The Home-Buying Process Less Time-Consuming

Working with a mortgage lender doesn’t require many steps. Typically, you apply and they will get to work! In comparison to submitting forms for individual lenders, mortgage lenders will help identify the options available to you and compare them to each other. They will help you chose which option is best for you, which will save you much of your valuable time.

It’s Always a Personalized Experience

Personalized service is the biggest differentiator when it comes to picking your mortgage lender. An experienced mortgage professional will be available to you and help you through the entire closing process. The service is tailor-made to suit your financial needs.

Mistakes To Avoid When Applying for a Mortgage Loan

We're here and ready to help!

GET STARTED

A pre-approval does not constitute a loan commitment or guarantee of a loan. Pre-approval is subject to a satisfactory appraisal, satisfactory title search, and no meaningful change to borrower’s financial condition.

CORP NMLS# 237341. American Financial Network, Inc. is licensed by the California Department of Financial Protection and Innovation under the California Financing Law License (6038771) and holds a CA Bureau of Real Estate, Real Estate Broker’s License (01317581) under Nationwide Mortgage Licensing System (NMLS), unique identifier of 237341. Broker is performing acts for which a license is required. Loans made or arranged pursuant to California Financing Law. Refer to www.nmlsconsumeraccess.org and input NMLS #237341 to see where American Financial Network, Inc. is a licensed lender. In all states, the principal licensed office of American Financial Network, Inc. is 10 Pointe Drive, Suite 330, Brea, CA 92821; Phone: (714) 831-4000 (NMLS ID#237341). This is not an offer for extension of credit or commitment to lend. All loans must satisfy company underwriting guidelines. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. The content in this advertisement is for informational purposes only. Products not available in all areas. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. American Financial Network, Inc. is an Equal Housing Lender.

Call Us At239-292-4191